{"id":132,"date":"2009-02-11T19:54:50","date_gmt":"2009-02-11T19:54:50","guid":{"rendered":"http:\/\/www.propertyportfoliosoftware.co.uk\/blog\/2009\/02\/11\/paragon-mortgages-report-contains-a-surprise-and-a-warning\/"},"modified":"2009-02-11T19:54:50","modified_gmt":"2009-02-11T19:54:50","slug":"paragon-mortgages-report-contains-a-surprise-and-a-warning","status":"publish","type":"post","link":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/paragon-mortgages-report-contains-a-surprise-and-a-warning.html","title":{"rendered":"Paragon Mortgages Report Contains a Surprise and a Warning"},"content":{"rendered":"<p><meta http-equiv=\"Content-Type\" content=\"text\/html; charset=utf-8\" \/><meta name=\"ProgId\" content=\"Word.Document\" \/><meta name=\"Generator\" content=\"Microsoft Word 12\" \/><meta name=\"Originator\" content=\"Microsoft Word 12\" \/>\n<link href=\"file:\/\/\/C:%5CUsers%5CAbdul%5CAppData%5CLocal%5CTemp%5Cmsohtmlclip1%5C01%5Cclip_filelist.xml\" rel=\"File-List\" 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\tmso-para-margin-bottom:.0001pt; \tmso-pagination:widow-orphan; \tfont-size:11.0pt; \tfont-family:\"Calibri\",\"sans-serif\"; \tmso-ascii-font-family:Calibri; \tmso-ascii-theme-font:minor-latin; \tmso-fareast-font-family:\"Times New Roman\"; \tmso-fareast-theme-font:minor-fareast; \tmso-hansi-font-family:Calibri; \tmso-hansi-theme-font:minor-latin; \tmso-bidi-font-family:\"Times New Roman\"; \tmso-bidi-theme-font:minor-bidi;} <\/style>\n\n <![endif]--><\/p>\n<p class=\"Body\"><strong><span lang=\"EN-US\"><\/span><\/strong><span lang=\"EN-US\"><o:p><\/o:p>Most of you probably know that Paragon Mortgages launched its quarterly survey of highly experienced landlords back in 2001. Since then it has become highly respected in the industry so when we read that their recently released fourth quarter report contained a big warning for landlords, we should all take note.<\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\"><o:p>\u00a0<\/o:p><\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\">Highly experienced landlords have reported that tenant demand is still strong for their properties. Even better, 40% are of the opinion that this demand will be even higher in twelve months time, very heartening indeed.<\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\"><o:p>\u00a0<\/o:p><\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\">Rising rates of return are also reported with the average yield across a landlord\u2019s portfolio standing at 6.1% though nearly a third report even higher figures than that. So the doom and gloom is not total in our sector by any means.<\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\"><o:p>\u00a0<\/o:p><\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\">One figure that should provoke a bit of gloom, however, is the really rather large number of landlords who indicate that they still have not obtained Energy Performance Certificates for all their properties.<\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\"><o:p>\u00a0<\/o:p><\/span><!--more--><\/p>\n<p class=\"Body\"><span lang=\"EN-US\">Most of you (hopefully all) will be aware that it became a legal requirement for these to be made available by the landlord to the tenant in October 2008.<\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\"><o:p>\u00a0<\/o:p><\/span><\/p>\n<p class=\"Body\"><span lang=\"EN-US\">There are still 45.6% of landlords surveyed who indicate they are not complying with this legal requirement. This is actually a vast improvement on the last quarter but still not really good enough. We need to pull our socks up and fall into line. Not to is just asking for trouble.<\/span><\/p>\n<p class=\"Body\"><span style=\"font-size: 10pt; font-family: 'Times New Roman','serif'; color: windowtext\"><o:p>\u00a0<\/o:p><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most of you probably know that Paragon Mortgages launched its quarterly survey of highly experienced landlords back in 2001. Since then it has become highly respected in the industry so when we read that their recently released fourth quarter report &hellip; <a href=\"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/paragon-mortgages-report-contains-a-surprise-and-a-warning.html\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[],"class_list":["post-132","post","type-post","status-publish","format-standard","hentry","category-property-finance"],"_links":{"self":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts\/132","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=132"}],"version-history":[{"count":0,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts\/132\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=132"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=132"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=132"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}