{"id":65,"date":"2008-11-09T13:28:30","date_gmt":"2008-11-09T13:28:30","guid":{"rendered":"http:\/\/www.propertyportfoliosoftware.co.uk\/blog\/2008\/11\/09\/getting-the-right-kind-of-landlord-insurance\/"},"modified":"2008-11-09T13:28:30","modified_gmt":"2008-11-09T13:28:30","slug":"getting-the-right-kind-of-landlord-insurance","status":"publish","type":"post","link":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/getting-the-right-kind-of-landlord-insurance.html","title":{"rendered":"Getting the Right Kind of Landlord Insurance"},"content":{"rendered":"<p style=\"margin: 0cm 0cm 0pt; text-align: justify\" class=\"MsoNormal\"><span style=\"font-family: 'Arial','sans-serif'\"><\/span><\/p>\n<p align=\"left\" style=\"margin: 0cm 0cm 0pt; text-align: justify\" class=\"MsoNormal\"><span style=\"font-family: 'Arial','sans-serif'\"><br \/>\nBuying a good insurance policy is vital to make sure your business is protected in both good times and bad. An insurance policy that covers a buy-to-let property is similar to that of a standard home insurance policy. But there are a few important points you should note&#8230;<\/span><\/p>\n<p><span style=\"font-family: 'Arial','sans-serif'\"><o:p><!--more--><\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\"><o:p><\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\"><o:p><\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\"><o:p><\/p>\n<p style=\"margin: 0cm 0cm 0pt; text-align: justify\" class=\"MsoNormal\"><span style=\"font-family: 'Arial','sans-serif'\">Policies will typically cover the standard safeguards against fires, earthquakes, storms, floods and other calamities. In addition, you should make sure it covers things like accidental damage to the property. This is important since you are renting the property out and the possibilities of these incidents occurring are not improbable.<\/span><\/p>\n<p style=\"margin: 0cm 0cm 0pt; text-align: justify\" class=\"MsoNormal\"><span style=\"font-family: 'Arial','sans-serif'\"><\/span><\/p>\n<p style=\"margin: 0cm 0cm 0pt; text-align: justify\" class=\"MsoNormal\"><span style=\"font-family: 'Arial','sans-serif'\"><\/span><\/p>\n<p><span style=\"font-family: 'Arial','sans-serif'\"><span style=\"font-family: 'Arial','sans-serif'\">Make sure you read the fine print on the occupancy terms and conditions, since many policies put a limit on the days that the property can remain unoccupied. If this limit is crossed, you may find that some restrictive cover restrictions become applicable.<\/span><\/span><\/p>\n<p><span style=\"font-family: 'Arial','sans-serif'\"><span style=\"font-family: 'Arial','sans-serif'\">\u00a0<o:p><\/o:p><\/span><o:p><span style=\"font-family: 'Arial','sans-serif'\">It is also a good idea to get your property insured for contents as well, even if it is not furnished. However, ensure that the policy clearly lists the contents that are covered. <\/span><\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\"><o:p><span style=\"font-family: 'Arial','sans-serif'\">Get the contents insurance as an add-on when you buy the property insurance, since some insurance companies don\u2019t provide a standalone contents insurance policy, and even if they do, it is cheaper for you to get it bundled with your property insurance policy.<\/span><\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\"><o:p><span style=\"font-family: 'Arial','sans-serif'\">\u00a0<\/span><\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\"><o:p><span style=\"font-family: 'Arial','sans-serif'\"><o:p><\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\">As with anything else, it is good for you to shop around before you buy. You will always be able to get yourself a better deal once you know what\u2019s available, and there are plenty of options in the Insurance policy market. Look around enough, and your time will be well spent. <o:p><\/o:p><\/span>\u00a0<\/o:p><\/span><span style=\"font-family: 'Arial','sans-serif'\"><o:p><o:p><\/o:p>\u00a0<\/o:p><\/span><\/o:p><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a good insurance policy is vital to make sure your business is protected in both good times and bad. An insurance policy that covers a buy-to-let property is similar to that of a standard home insurance policy. But there &hellip; <a href=\"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/getting-the-right-kind-of-landlord-insurance.html\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[],"class_list":["post-65","post","type-post","status-publish","format-standard","hentry","category-property_management"],"_links":{"self":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts\/65","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=65"}],"version-history":[{"count":0,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts\/65\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=65"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=65"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=65"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}