{"id":682,"date":"2012-12-04T13:07:19","date_gmt":"2012-12-04T13:07:19","guid":{"rendered":"http:\/\/www.propertyportfoliosoftware.co.uk\/blog\/?p=682"},"modified":"2012-12-04T13:07:19","modified_gmt":"2012-12-04T13:07:19","slug":"loophole-identified-allowing-section-8-tenants-to-pass-credit-checks","status":"publish","type":"post","link":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/loophole-identified-allowing-section-8-tenants-to-pass-credit-checks.html","title":{"rendered":"Loophole Identified Allowing Section 8 Tenants to Pass Credit Checks"},"content":{"rendered":"<p>You might assume that if you have gone to the time and trouble to take a tenant to court after they failed to<a href=\"http:\/\/www.propertyportfoliosoftware.co.uk\/SoftwareDemos\/Manual_Rent_Payments\/\"> pay their rent<\/a>, the debt would subsequently appear on their credit history and prevent them from doing it all over again to another landlord. However, this is apparently not the case thanks to a recently discovered \u2018loophole\u2019 in the system.<\/p>\n<p>Once a country court judge has ruled in a landlord\u2019s favour and granted him a possession order, the tenant is then ordered to settle his or her rent arrears. Unfortunately, thanks to a glitch in the system, if a landlord doesn\u2019t enforce the order, the rent debt won\u2019t be added to the tenant\u2019s credit file in the form of a country court judgement (CCJ).<\/p>\n<p>Credit checks help make sure landlords don\u2019t inadvertently offer a tenancy to someone who has a history of failing to pay the rent. Lenders and rent guarantee insurance companies also use <a href=\"http:\/\/www.propertyportfoliosoftware.co.uk\/SoftwareDemos\/Lawpack_legal_docs\/\">credit histories<\/a> to help them decide whether a tenant is a good or bad proposition, so if the information on the tenant\u2019s file is incorrect, these companies can easily end up offering finance to unsuitable people or paying out on unpaid rent claims multiple times.<\/p>\n<p>So if you have been awarded a possession order against your tenant, instead of thanking your lucky stars that you can now say good riddance to bad rubbish and forget about your tenant from Hell, make sure you enforce the court order. This will register the debt on the tenant\u2019s credit file and help to ensure the tenant isn\u2019t able to repeat their bad behaviour yet again.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You might assume that if you have gone to the time and trouble to take a tenant to court after they failed to pay their rent, the debt would subsequently appear on their credit history and prevent them from doing &hellip; <a href=\"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/loophole-identified-allowing-section-8-tenants-to-pass-credit-checks.html\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-682","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts\/682","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=682"}],"version-history":[{"count":1,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts\/682\/revisions"}],"predecessor-version":[{"id":683,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/posts\/682\/revisions\/683"}],"wp:attachment":[{"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=682"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=682"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.propertyportfoliosoftware.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=682"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}